Choosing expatriate health and repatriation insurance
Pierre
03 Mar 2023
Find out why taking out expatriation insurance is essential when you’re thinking of moving abroad. Follow us for clarification.
Expatriate insurance is recommended for several reasons.
When you move abroad, you may encounter unforeseen situations that require specific assistance or coverage.
Expatriate insurance protects you:
What’s more, depending on the country, healthcare systems can be very different from those in France. Medical expenses can therefore be very high and not covered by local organizations. Expatriate insurance can therefore cover your medical expenses. It can also include repatriation assistance in the event of serious illness or accident.
Lastly, expatriate insurance offers coverage for civil liability, legal assistance and travel assistance. This can be very useful in the event of disputes or unforeseen circumstances during your stay abroad.
In short, expatriate insurance provides additional security for you and your family when living abroad. It protects you against the risks and hazards of expatriation, and provides coverage tailored to your needs and situation.
Health protection covers medical and hospital expenses abroad, whether for consultations, examinations, treatment or hospitalization. It can also include repatriation assistance in the event of serious illness or accident.
There are a number of reference organizations to help you with your expatriation to France, such as UFE: https: //ufe.org/
This coverage enables you to protect your family in the event of death or disability, by offering them compensation or an annuity.
This warranty covers damage you may cause to others in the course of your private or professional life. It is particularly important for expatriates who live and work in a foreign country where laws and standards may differ from those in their home country.
This insurance covers the cost of trip cancellation or postponement, lost luggage or medical emergencies while traveling in the country where you work as an expatriate.
This very important insurance offers legal assistance in the event of disputes or legal problems during your expatriation.
It is therefore important to take these risks into account and prepare accordingly before leaving to work abroad. Expatriation insurance, a risk assessment and an understanding of the local job market context can help minimize the risks associated with expatriation. It’s important to be well informed about the different insurance options available, and to choose coverage that suits your needs and budget.
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